Boat & Yacht Insurance

With the increase in amounts of boats and watercrafts navigating the waters, boat & yacht insurance has become increasingly necessary. Meslee Insurance works with top rated carriers to provide tailor made watercraft policies to cover your liability, watercraft, motor, trailers and more. Our offices have markets for all types of watercrafts including but not limited to boats, runabouts, sailboats, yachts and wave runners. Give us a call today and speak to a representative about obtaining the right amount of coverage.


Covered risks generally found in a watercraft policy

  • Sinking

  • Fire

  • Storms

  • Theft and Vandalism

  • Capsizing

  • Stranding

  • Collision

  • Explosion

  • Legal liability towards others including property damage, personal injury and legal defense

  • Injury caused to you by an uninsured or underinsured watercraft operator

  • Medical coverage for medical expenses caused by an accident


Covered Property generally found in a watercraft policy

  • The watercraft including equipment permanently attached to it

  • Anchors & Oars

  • Electric trolling motors

  • Extra fuel tanks

  • Tools

  • Detachable canopies

  • Seat cushions

  • Life preservers

  • Skis and tow ropes

  • Dinghies


Other information

  • Most companies will offer coverage options on how they will pay you in the event of a claim. Make sure to discuss different options such as total replacement, agreed value and actual cash value options with our representatives.

  • Many companies can offer additional coverages for special circumstances. Examples of this are coverage for fishing equipment, personal property, roadside assistance, emergency service, fuel spill cleanup and wreck removal.

  • The coverages listed above are general coverages that you will find on most watercraft policies. Additional and more specific coverage options may be available upon request.

  • Please visit our insurance glossary tab for a full list of insurance terms and definitions.

  • There are many discounts available to help reduce your premium. Please visit our learning insurance discounts page to find out more information on how to maximize your savings.

This page contains only a general description of coverages and is not a contract. Details of coverage or limits may vary in some states and by carrier. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements.

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