Real Estate & Developers

Simply stated, Real Estate & Builders Risk Insurance policies are our specialty at Meslee Insurance Services. For over twenty years, our office has been a leading provider of comprehensive insurance policies for Course of Construction (COC) insurance policies as well as habitational, commercial and industrial real estate risks. Going through the peaks and troughs of the economic cycle has given us all of the experience and knowledge that you should expect from your insurance agent. We understand that different classes of real estate have different risks. We also recognize the fact that owners, managers, developers, property management firms, private equity firms, contractors and any other ownership class will have their own unique needs as well. This experience enables us to design bespoke solutions and services that add real value to your particular project. Furthermore, with access to an array of markets, we pride ourselves in obtaining the most comprehensive insurance policies at the most affordable prices. Whether you are funding, developing, buying, selling, building, holding or managing property portfolios, we have the aptitude to provide you with what you have been looking for. Our licensed and educated staff has expertise in the sector and is waiting to share ideas with you to manage your risks with loss control, coverage enhancements and claims management. Give us a call and discuss your needs with people that speak your language.


Classes of Real Estate Policies we Typically Write

  • Commercial: Including Professional Office Buildings, Shopping Centers, Strip Malls, Retail Space and Multi-Use Developments (Mixed Occupancy)

  • Industrial: Including Warehouses, Factories and Industrial Parks

  • Habitational: Including Apartments, Town Homes, Planned Unit Developments (PUDs), Homeowners Associations, Condominiums, Senior & Student Housing and Multi-Family

  • Builders Risk (Course of Construction): A variation of property coverage applied to construction projects written to cover the value of the structure at any point from commencement to completion of project.

  • Wrap Policies: For Condominium Associations


Entities that may need coverage include:


  • Building owners and managers
  • Real estate developers
  • Property management firms
  • General contractors
  • Artisan Contractors
  • Real Estate Investment Trusts
  • Construction managers and consultants
  • Private equity and joint ventures


Builders Risk Standard Coverages Real Estate Risk Standard Coverages (All Types)

  • Building Structure

  • Materials

  • Building Property & Business Personal Property

  • Business Income & Loss of Earnings

  • Accounts Receivable & Valuable Papers

  • Crime Coverage

  • Liability Coverage


Builders Risk Optional Coverages

Real Estate Risk Optional Coverages

  • Property in Transit

  • Scaffolding

  • Property in Temporary Storage

  • Fire Department Service Charges

  • Debris Removal

  • Sewer & Drain Backup

  • Valuable Papers

  • Earthquake

  • Earthquake Sprinkler Leakage

  • Hired & Non- Owned Auto Liability

  • Owned Commercial Auto

  • Employers Liability

  • Building Ordinance or Law


Other information

  • The list of standard and optional coverage options is not complete. There are other coverages included in standard coverages and available as optional coverages. Please inquire for more information.

  • Please visit our insurance glossary tab for a full list of insurance terms and definitions.

  • There are many discounts available to help reduce your premium. Please visit our learning insurance discounts page to find out more information on how to maximize your savings.


This page contains only a general description of coverages and is not a contract. Details of coverage or limits may vary in some states and by carrier. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements.


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