Blog
Why Jewelry Manufacturers Need Specialized Insurance (and How It Differs from Standard Business Coverage)
No one wants to think about the risks of doing business. But the fact of the matter is that jewelry manufacturing is a unique industry with its own unique risks. Between handling raw precious metals and gemstones, dealing with design copyright, and managing complex...
Why You Should Perform a Risk Assessment Before Starting Construction
When a new construction or development project breaks ground in Southern California, optimism runs high. Whether it’s a commercial office building in Downtown Los Angeles or a luxury residential property along the coast, these projects represent vision, capital, and...
Cybersecurity for Jewelers & Numismatists: How to Protect Your Business at Trade Shows
Who doesn’t love a trade show? It’s an opportunity to step out of the day-to-day, head somewhere new, and get a fresh perspective. Trade shows are also a key part of business expansion for jewelry retailers, wholesalers, and numismatists. These events offer...
5 Questions Jewelers Should Ask a New Supplier to Protect Their Business
Keeping up with shopper demands and shifting trade, tariff, and supply chain circumstances may send you looking for new suppliers from time to time. Your relationship with your suppliers can make or break your business. Whether you run a local jewelry store, operate...
How Underinsuring Your Jewelry Inventory in California Can Cost You Millions
California jewelers operate in one of the most dynamic but high-risk retail environments in the country. Smash-and-grab robberies, organized retail crime, and burglary rings have been on the rise, with jewelers often targeted because of their easily transportable,...
What Southern California Real Estate Builders and Developers Need to Know About Insurance
Southern California's real estate development and construction companies face unique challenges that go far beyond normal business risks. From seismic activity and wildfire threats to complex regulatory environments, developers and contractors operating in SoCal need...
Beyond Asset Protection: How Specialized Insurance Strengthens Family Legacy Planning for Southern California Families
When affluent Southern California families think about preserving wealth for future generations, insurance often takes a backseat to investment strategies and tax planning. Yet for families with significant assets—especially those with substantial real estate holdings...
How Precious Metals Insurance Reduces Cybersecurity Risks for Dealers
Despite dealing in physical goods, precious metals dealers and numismatists face serious digital threats. Last June, JM Bullion, Inc., an online precious metals dealer, paid $14.8 million to settle a class action lawsuit brought after hackers stole customers’ personal...
Red Flag Phone Scams: How Jewelers Can Outsmart Impersonators
Imposter scams are one of the top three types of fraud in California. In 2024, the Federal Trade Commission (FTC) received more than 16,000 imposter fraud reports from Californians. While break-ins and smash-and-grabs are still very real threats to jewelers,...
Digital Brilliance: How Independent Jewelers Can Optimize Their Websites for Sales, Style—and Safety
To say that e-commerce has upended retail is an understatement. We shop online for everything – clothing, food, cars, the list goes on. According to Worldmetrics, 70% of consumers prefer to buy jewelry online, and 35% of jewelry sales in North America happen via...
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