Blog
Your Construction Insurance Limits Were Set in a Different Market. Are They Still Right?
If you locked in your construction insurance policy a few years ago and haven’t taken a hard look since, you may be carrying less protection than you think, even if nothing about your business has changed. Here’s why: insurance coverage limits are only as good as the...
What Happens After the Build: Why Completed Operations Coverage Is a Contractor’s Most Overlooked Risk
Most contractors are diligent about insurance. You carry general liability. You have workers' compensation. You show certificates of insurance before you break ground, and you make sure your subs are covered. When the project closes out, you move on to the next job....
Your Homeowner’s Policy Won’t Save Your Coin Collection — Here’s What Will
You've spent years building your collection. You know your coins. You know their dates, mint marks, grades, and provenance. You've paid attention to every detail that determines their value. But have you paid attention to one thing that could determine whether you...
General Liability Isn’t Enough: The Small Business Owner’s Complete Guide to Property & Casualty Insurance
If you've purchased general liability (GL) insurance for your business, you've done something important. GL is the foundation. It protects you when a customer slips in your store, a contractor damages a client's property, or an advertisement triggers a copyright...
Workers’ Comp for Construction Contractors: What You’re Responsible For — and What Could Catch You Off Guard
Most contractors know they must carry workers' compensation. You've got a policy. You pay your premiums. You move on. But if you're running a construction business — whether you're a general contractor managing multiple trades or a specialty subcontractor on someone...
Heading to JCK Las Vegas? Here’s What Every Jeweler Should Know About Insurance Before the Show
The JCK Show is the jewelry industry's main event, with tens of thousands of professionals converging on Las Vegas to buy, sell, connect, and set the direction of the year ahead. If you work in jewelry, you know what it means to be there. The energy is real, the deals...
FAQ: Workers’ Compensation Insurance
Workers' compensation insurance, or workers' comp, is a critical coverage that is required by law. Whether you employ contractors or have a production floor with hundreds of workers, here are answers to some common questions. For more details, read our guide to...
Do You Really Need Workers’ Compensation Insurance? What Business Owners Should Know Before It’s Too Late
If you’ve recently hired an employee—or are thinking about it—you’ve probably asked: do I really need workers’ compensation insurance? It’s one of the most common questions business owners face, especially in the early stages of growth. Workers’ compensation insurance...
Specie Insurance for Jewelers: The Complete Guide to Jewelers Block Coverage
Whether you run a boutique jewelry store, sell diamonds and gemstones to retailers wholesale, or design custom pieces from a home studio, your inventory isn't covered the way you think it is. Here's what you need to know to protect your business and your future. What...
Risk Governance for Art Galleries: A Guide to Insurance Strategy in Southern California
Last year’s jewelry heist at the Louvre has reminded the global art community that cultural institutions, no matter how secure, remain attractive targets for theft and disruption. While Southern California galleries may not face the same visitor volume as European...
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